Good eye care can help diagnose more serious health problems. We’ll help you find a vision plan that works for you and your team.
Even if your basic health insurance plan offers coverage for routine eye examinations, a group vision insurance plan is inexpensive to offer your employees and can cover benefits for exams, 帧, 镜头, 隐形眼镜, 还有安全眼镜.
当然，定期的眼科检查有助于保护你的视力. But you can also learn more than whether you need new glasses or contacts. Your vision provider can identify early signs and symptoms of conditions such as glaucoma, 白内障, 高血压, 糖尿病, 心脏病, 高胆固醇.
点击它. 读它. 覆盖它.
One of the main factors in attracting and retaining good employees is the benefit program offered by employers. 这通常从你的团体健康保险计划开始.
不管公司的财务状况如何, there are ways to make health insurance available to your employees and their dependents. 提供健康保险并不会让你倾家荡产. There are many solutions available to small, mid-size, and large employers.
When employees are worried about their financial situation, they may not be as productive. Many individuals today do not have life insurance or adequate savings to cover final expenses, which places additional stress on employees and/or their 家庭 when the need arises.
A group life insurance plan can put your employees’ minds at ease, knowing their family will have resources available when they need them. Policies can also include a dependent benefit to help the employee pay for expenses if their dependent passes. Another solution is to offer a voluntary life benefit whereby the employee pays a lower premium through payroll deduction than they would if they found coverage on their own. 团体人寿保险也是免税的.
Many employers are faced with offering lower wages than their competitors and find it difficult to find and retain qualified workers.
Offering a short-term and/or a long-term disability program can provide prospective and current workers with another form of financial stability. 员工可能会在其他地方得到更高的工资, but are they offered protection if that paycheck stops due to pregnancy, 疾病, 或者其他残疾? 他们将如何支付抵押贷款或其他账单? Employers offering a disability plan can provide peace of mind to their employees and gain an advantage over those that don’t.
Failure to have regular dental checkups can lead to more serious problems than a toothache.
Offering dental coverage to your employees can help encourage them to see a dentist on a regular basis. Gum disease has been linked to 心脏病 as well as 糖尿病. Catching these issues early not only helps your employees’ health, it may help reduce your long-term health insurance costs before a big claim hits!
类似于牙科保险, 如果你的员工没有定期进行眼科检查, they may have underlying medical conditions such as 心脏病 or 糖尿病 that can surface later at a greater expense to your medical plan.
Offering vision care coverage is a very affordable component to offering health benefits. It’s an inexpensive portion of the benefit package with a high value of return and can help offset the impact of increased medical costs, 成为具有成本效益的, 早期干预工具.
Not being able to meet an employee’s individual needs can pose a threat to worker retention and attracting new talent, 这两种方法都可能对你的底线造成损失.
Offering voluntary coverage lets your employees choose benefits that are important to them. It’s a cost-effective way to provide a variety of benefits at little or no impact to your monthly premiums. 自愿承保的例子包括:
- Life, dependent life, short-term, and long-term disability coverage.
Compliance audits are increasing and Department of Labor fines can be costly. Do you have all of the documents and paperwork at your fingertips should you receive an audit letter?
A good benefits broker will educate you on the compliance pieces so that you are prepared for that dreaded day. A wrap document covers most of what is required and the remaining forms should be readily accessible with proof of distribution to employees and/or eligible participants.
Multiple options available with comprehensive coverage for your employees.
Help your employees maintain their eye health and vision by adding a group vision insurance plan today. 有许多负担得起的计划供你选择, so you can get the best possible coverage no matter how many employees you have.
We’re happy to talk through the details of vision insurance, of course. 韦德足球官网，我们带路.
As an independent agency, we are here to help you find the right coverage.